Deposit fiat currency (INR) via "Instant Deposit"!

Modified on Tue, 12 May at 12:48 PM

Created on Tue, 12 May, 2026 at 12:41 PM

Adding funds to your ZebPay account is now faster and easier than ever!


With Instant Deposit, you get a unique Virtual Account (VA) number dedicated only to you, helping your INR deposits reflect quickly and securely.


Before you begin: 

  • Always read the Important Notice page (shown when you tap "Instant Deposit") before initiating a transfer. 

  • Please deposit funds only via RTGS / NEFT.

  • IMPS and UPI deposits will fail and the funds will be reversed to the source account as per banking norms. ZebPay is not liable for any loss of funds sent via IMPS or UPI.


How to deposit instantly?:


Step 1: On the Portfolio screen, tap Deposit → Instant Deposit



Step 2: Read the Important Notice page carefully.



Step 3: Note your Virtual Account details and transfer funds using your registered bank account app.



You’re all set!


Once your transfer is successfully received, your INR balance will be credited to your ZebPay account instantly (subject to banking hours), so you can continue your crypto journey without delays.


Important things to keep in mind!


Please go through these before making any deposit — they'll save you time and keep your funds safe:

  • ✅ Only use your registered bank account — deposits from unregistered accounts will be refunded, with a ₹500 penalty deducted

  • ✅ No third-party transfers — a fine of ₹500 applies to deposits made from accounts not registered with ZebPay

  • ✅ Double-check your Virtual Account number — it's unique to your ZebPay account. Deposits into incorrect VAs are treated as third-party transfers and will be refunded with a ₹500 penalty

  • ✅ NRE / NRO / NRI / Joint accounts are not accepted — as per statutory guidelines, such deposits may result in loss of funds

  • ✅ Do not deposit via IMPS or UPI  — UPI is only supported through the dedicated UPI Deposit option.

  • ✅ Crypto Send feature availability depends on the option selected during bank verification or when opting for Instant Deposit

  • ✅ Fees shown are exclusive of GST — 18% GST will be applied on all applicable fees. Visit our Fees & Limits page for the latest details


Got questions or need a hand? Our support team is always here for you — don't hesitate to reach out via a support ticket!


Happy Investing!

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